1 onion, chopped
1 clove garlic, minced
2 bay leaves
Worcestershire sauce, to taste
Brown the ground beef then place in crockpot. Cover with the rest of the ingredients except the refried beans. Cook on low for 6 hours. Add refried beans for the last 30 minute of cooking. Adjust spices to taste.
Serve with cheddar cheese and cornbread.